Cost of Coverage
| Benefit Plan | Employee Only | Employee + Spouse / Domestic Partner* | Employee + Child(ren) | Employee + Family* | ||||
|---|---|---|---|---|---|---|---|---|
| Medical | ||||||||
| BCBS HDHP | $95 | $355 | $175 | $412 | ||||
| BCBS PPO | $190 | $575 | $335 | $692 | ||||
| Dental | ||||||||
| Delta Dental | $23 | $47 | $40 | $75 | ||||
| Vision | ||||||||
| VSP | $8 | $13 | $13 | $19 | ||||
1 When covering a domestic partner, the employee/dependent child portion of the premium is deducted pre-tax, the domestic partner portion is deducted post-tax, and the domestic partner portion paid by the company is included in the gross income of the employee for tax purposes. This may increase your federal and state taxes.
Working Spouse Medical Coverage Surcharge
You can cover your spouse or domestic partner (DP) on your plans. However, if medical coverage is offered to them through their employer and you add them to your medical plan, you will pay an additional $100 per month, pre-tax. This does not apply to dental or vision plans.
Does the Working Spouse Medical Surcharge Apply to You?
If your spouse’s/DP’s employer offers medical coverage and you choose to cover them on your medical plan, you will pay the Working Spouse Medical Surcharge unless your spouse/DP:
- Is not employed
- Works under the Roper umbrella of companies
- Is covered by Medicare, Medicaid, TRICARE, Tribal health insurance, or other state assistance programs
- Is covered under COBRA
- Works but is not eligible for medical coverage through their employer
- Is self-employed
- Loses job-related medical coverage
During benefits enrollment, you will be asked to indicate if the Working Spouse Medical Surcharge applies.
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