To assist you financially, you are automatically enrolled in disability coverage through Lincoln Financial Group, which provides partial income replacement if an accident or illness prevents you from working.
Short-Term Disability
Short-Term Disability (STD) coverage provides you with a portion of your earnings if you are unable to work due to a non-work-related illness or injury.
You are automatically enrolled in STD coverage at no cost to you.
If you’re unable to work due to illness or injury, contact Lincoln Financial Group. Once the claim is approved, your disability benefits begin on the day you are injured or after a 7-day waiting period for illness.
Short-Term Disability (STD)
Percent of Earnings
60%
Elimination Period
0 days injury, or 7 days illness
Maximum Duration
180 days
STD Claim FAQ Employee Flyer
Leave Reporting - Lincoln Financial Group
STD - Benefit Summary
Long-Term Disability
Long-Term Disability pays you a portion of your earnings if you cannot work for an extended period due to a disabling illness or injury.
You are automatically enrolled in LTD coverage at no cost to you. The benefit you receive is considered taxable income.
Long-Term Disability (LTD)
Percent of Earnings
60%
Monthly Maximum
$11,000
Elimination Period
180 days
Maximum Duration
Up to Social Security Normal Retirement Age
Note: STD or LTD benefits may be reduced by other sources of disability income you may qualify for such as state disability programs, Social Security, Workers’ Compensation, etc.