Planning for Retirement
Saving and investing are great ways to achieve long-range financial goals. This program helps you do both. Find more information in your Vanguard 401(k) enrollment brochure provided at hire or login to Vanguard for more information.
Eligibility
All active US employees age 18 and older are eligible for the 401(k) Plan (provided you do not meet excluded employee qualifications).
Log in at vanguard.com/retirementplans to:
- Elect / change your 401(k), Roth, and/or Catch-up contributions.
- Review your plan’s features, benefits, and summary plan description.
- View or change your investments.
- Check your account balance.
- View or change your communication preferences.
- Start a rollover from a former employer’s plan or IRA.
Protect Your Loved Ones
Your 401(k) beneficiaries are separate from all other benefits — including your life insurance. Add or update your beneficiary information to ensure your loved ones inherit your money according to your wishes.
Log on to your account at vanguard.com/retirementplans to update your beneficiaries.
Questions or Looking for More Information?
- Call Vanguard at 800-523-1188.
- Review the plan details in the summary plan description (SPD) located in the Vanguard website by navigating to Explore > Plan Details > Plan Communications.
- View Vanguard videos and helpful self-guided lessons.
- Use Vanguard’s tools and calculators to learn more about retirement income, retirement loans, use the college savings option tool, and more.
- Hear from the Vanguard experts! Attend a webinar to learn how to plan for today and protect your future; watch live or at your convenience.
- Have a few minutes for Vanguard? Watch a short, easy-to-understand video on topics that matter to you and that can help you feel in better control of your financial life.
Remember: 401(k) plans have annual IRS contribution limits. If enrolling in the 401(k) mid-year, consider how much you have already contributed in the current calendar year when making deferral elections. If you over contribute, you may be required to pay a penalty and taxes on the excess amount. Speak to a tax advisor with any questions.
Questions? Please click on Contacts & Resources for help.